Acorns Early: Kids Money App 8.81.0

Acorns Early, formerly known as GoHenry, presents itself as a smart financial management app and debit card specifically designed for children and teenagers aged 6-18. This platform seeks to cultivate financial literacy by imparting essential skills in earning, saving, and spending wisely. With a variety of features including automated allowances, task lists, and engaging gamified educational content, young users can both learn and practice financial skills in a real-world setting using their own debit card. Meanwhile, parents can maintain oversight through flexible parental controls.

Key Features of Acorns Early:

• Automated Allowance: Provides a weekly allowance that encourages budgeting skills and illustrates the finite nature of money.
• Savings & Budgeting: Facilitates the formation of saving habits through child-driven savings goals that parents can manage.
• In-App Task Lists: Encourages earning potential by rewarding children for completing designated chores.
• Bite-Sized Lessons: Enhances children's financial literacy through in-app "Money Missions," leading to increased savings average post-completion.
• Their Own Prepaid Card: Allows children to apply their skills using a personalized debit card available in various designs.
• Fee-Free Transactions Abroad: Simplifies foreign travel with no transaction fees on overseas purchases.
• Money Skills Unlocked: Supports cash flow management and financial tracking through the app interface.
• ATM Withdrawal: Provides access to cash at ATMs when needed.

Parental Features:

• Quick and Easy Transfers: Facilitates money transfers with options for scheduled allowances and immediate transfers.
• Incentivize Chores: Enables the creation of task lists with rewards for completed activities.
• Spending Visibility: Offers real-time notifications for tracking children's expenditures.
• Flexible Controls: Empowers parents to set spending rules that can be adjusted as necessary.
• Family Integration: Allows friends and family to contribute funds via Giftlinks and Relative accounts.
• Paremt Space Insights: Provides resources and tips for effectively supporting children's financial education.
• Giving Made Easy: Facilitates charitable giving through optional in-app donations, fostering a sense of social responsibility.

Additional Features for Teen Users (with Parental Consent):

• The Account That Grows with You: Offers evolving features tailored to the needs of teenagers, including a smart debit card.
• Split the Bill: Designed for social interactions, allowing peer-to-peer transactions effortlessly.
• Request Money, Get Paid: Incorporates QR codes to simplify offline transactions such that payment can be received even from non-users of the app.
• Savings You Control: Enables teens to set personal savings goals within the app for desired purchases.
• Ready for Your Side Hustle: Accepts direct deposits (for users aged 14 and older) to facilitate earnings from gigs or part-time jobs.
• No Fees for International Transactions: Promotes exploration without the worry of extra fees abroad.
• Map Your Spending: Encourages self-awareness in spending habits by offering tools to track financial behaviors.

Getting Started is Simple:

1. Sign up today
2. Download the app and engage with educational content immediately
3. Parents can manage allowances, assign chores, and transfer funds
4. Activate your card upon arrival within 5-7 days

Pricing Overview:

The Acorns Early service is included with the Gold subscription at $12 per month. For those exclusively interested in Acorns Early, pricing is set at $5 per month for one child and $10 for 2-4 children. Notably, the service has received over 54,000 five-star reviews across various platforms including Trustpilot and app stores.

© GoHenry Inc. ("Acorns Early"). This service is not a banking institution; the Acorns Early card is issued by Community Federal Savings Bank, a member of FDIC, under license from Mastercard International.

Terms and Conditions

Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA